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Humulin R is a brand of insulin, regular, human. What agents check before quoting it: how many 2027 Part D plans cover it, on which tier, with what restrictions and copays, by plan type, carrier and state.
In 2027, 5,245 of 5,492 Medicare Part D and Medicare Advantage drug plans (95.5%) list Humulin R on their formulary, across 278 of 286 formularies. The most common placement is tier 5 (2,572 plans, 49% of those covering it). 25 of the covering plans require prior authorization (0.5%), 0 step therapy and 558 a quantity limit.
547 covering plans charge a flat copay for a 30-day supply at a preferred retail pharmacy after the deductible — median $40, 231 of them $0; 4,698 charge coinsurance instead — median 25% of the drug's cost. Covered insulin is capped at $35 for a month's supply.
2026: 5,215 of 5,496 plans covered it (94.9%); 2027: 5,245 of 5,492 (95.5%).
Of 4,367 plans offered in both years, 1 added it to the formulary and 0 dropped it.
Among plans covering it both years, 249 moved it to a higher tier and 278 to a lower one; 0 added prior authorization and 14 removed it.
| Tier | Plans |
|---|---|
| Tier 1 | 200 |
| Tier 2 | 274 |
| Tier 3 | 2,125 |
| Tier 4 | 13 |
| Tier 5 | 2,572 |
| Tier 6 | 61 |
| Plan type | Plans covering | Share | Prior auth |
|---|---|---|---|
| Stand-alone Part D (PDP) | 323 of 323 | 100% | 0% |
| Medicare Advantage with drugs (MA-PD) | 3,061 of 3,200 | 95.7% | 0.7% |
| Special needs plans (SNP) | 1,861 of 1,969 | 94.5% | 0.2% |
| Carrier | Plans covering | Usual tier | Prior auth |
|---|---|---|---|
| Humana | 846 of 846 | Tier 5 | 0 |
| UnitedHealthcare | 830 of 830 | Tier 3 | 0 |
| Devoted Health | 728 of 728 | Tier 5 | 0 |
| Aetna Medicare | 631 of 631 | Tier 5 | 0 |
| Wellcare | 268 of 268 | Tier 2 | 0 |
| HealthSpring | 226 of 226 | Tier 3 | 0 |
| Kaiser Permanente | 112 of 112 | Tier 3 | 0 |
| SCAN Health Plan | 83 of 83 | Tier 3 | 0 |
| Highmark Blue Cross Blue Shield or Highmark Blue Shield | 80 of 80 | Tier 3 | 0 |
| Alignment Health Plan | 77 of 77 | Tier 1 | 0 |
| Anthem Blue Cross and Blue Shield | 5 of 74 | Tier 6 | 0 |
| Wellpoint | 13 of 63 | Tier 6 | 0 |
| Priority Health Medicare | 40 of 40 | Tier 5 | 0 |
| CarePlus Health Plans, Inc. | 37 of 37 | Tier 5 | 0 |
| Zing Health | 36 of 36 | Tier 5 | 0 |
| Capital Blue Cross | 35 of 35 | Tier 3 | 0 |
| Prominence Health Plan | 29 of 29 | Tier 3 | 0 |
| Medica | 27 of 27 | Tier 3 | 0 |
| Anthem HealthKeepers | 1 of 26 | Tier 6 | 0 |
| Blue Cross Blue Shield of Michigan | 26 of 26 | Tier 3 | 0 |
| State | Plans covering | Share |
|---|---|---|
| Alabama | 114 of 114 | 100% |
| Alaska | 9 of 9 | 100% |
| American Samoa | 1 of 1 | 100% |
| Arizona | 146 of 147 | 99.3% |
| Arkansas | 85 of 85 | 100% |
| California | 374 of 397 | 94.2% |
| Colorado | 103 of 106 | 97.2% |
| Connecticut | 48 of 54 | 88.9% |
| Delaware | 43 of 43 | 100% |
| District of Columbia | 12 of 12 | 100% |
| Florida | 494 of 545 | 90.6% |
| Georgia | 145 of 149 | 97.3% |
| Guam | 1 of 1 | 100% |
| Hawaii | 50 of 50 | 100% |
| Idaho | 37 of 45 | 82.2% |
| Illinois | 132 of 132 | 100% |
| Indiana | 114 of 138 | 82.6% |
| Iowa | 63 of 64 | 98.4% |
| Kansas | 82 of 84 | 97.6% |
| Kentucky | 107 of 121 | 88.4% |
| Louisiana | 123 of 125 | 98.4% |
| Maine | 47 of 52 | 90.4% |
| Maryland | 49 of 49 | 100% |
| Massachusetts | 89 of 89 | 100% |
| Michigan | 182 of 182 | 100% |
| Minnesota | 63 of 63 | 100% |
| Mississippi | 104 of 104 | 100% |
| Missouri | 165 of 170 | 97.1% |
| Montana | 25 of 27 | 92.6% |
| Nebraska | 51 of 51 | 100% |
| Nevada | 97 of 100 | 97% |
| New Hampshire | 25 of 25 | 100% |
| New Jersey | 70 of 73 | 95.9% |
| New Mexico | 68 of 68 | 100% |
| New York | 204 of 215 | 94.9% |
| North Carolina | 176 of 176 | 100% |
| North Dakota | 26 of 26 | 100% |
| Northern Mariana Islands | 1 of 1 | 100% |
| Ohio | 159 of 171 | 93% |
| Oklahoma | 81 of 81 | 100% |
| Oregon | 91 of 92 | 98.9% |
| Pennsylvania | 323 of 323 | 100% |
| Puerto Rico | 64 of 64 | 100% |
| Rhode Island | 29 of 29 | 100% |
| South Carolina | 89 of 89 | 100% |
| South Dakota | 30 of 30 | 100% |
| Tennessee | 147 of 156 | 94.2% |
| Texas | 377 of 407 | 92.6% |
| U.S. Virgin Islands | 1 of 1 | 100% |
| Utah | 53 of 53 | 100% |
| Vermont | 14 of 14 | 100% |
| Virginia | 130 of 144 | 90.3% |
| Washington | 111 of 114 | 97.4% |
| West Virginia | 66 of 69 | 95.7% |
| Wisconsin | 91 of 96 | 94.8% |
| Wyoming | 13 of 13 | 100% |
Medicare Part D paid for 555,716 30-day fills of Humulin R in 2024 for about 86,983 enrollees, at an average total cost of $437.22 per 30-day fill (CMS Part D Prescribers by Geography and Drug, national).
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
Counts are over every Medicare Advantage drug plan and stand-alone Part D plan in the CMS monthly formulary files, excluding employer plans. A plan counts as covering a drug when any strength or form of it is on the plan’s formulary; the tier, prior authorization, step therapy and quantity limit shown are the most favorable version on that formulary. Copays are for a 30-day supply at a preferred retail pharmacy after the deductible. This is a reference for licensed agents, not a plan recommendation; verify with the plan’s formulary before advising a client. Source: CMS Part D formulary files (release 10/08/2026). CMS formulary data.