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Marketplace health plans in Limestone County, AL — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Limestone County, Alabama has 58 Marketplace health plans from 4 insurers: 20 bronze, 22 silver, 15 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $750.33 per month; the lowest bronze premium is $476.24.

What changed vs 2026

  • Benchmark silver premium up $67.45 a month (+9.9%) from 2026
  • 6 more plans than 2026
  • Lowest bronze premium up $1.56 a month

Market snapshot

Residents under 65
93,919
Insurers
4
Plans by metal level
20 bronze, 22 silver, 15 gold, 1 catastrophic
Benchmark silver premium, age 40, before subsidies
$750.33/mo
Lowest bronze premium, age 40, before subsidies
$476.24/mo
Lowest gold premium, age 40, before subsidies
$788.47/mo
Lowest silver deductible
$0
Lowest out-of-pocket maximum
$6,000

Insurers in the county

  • Ambetter of Alabama — 19 plans (Bronze, Silver, Gold)
  • UnitedHealthcare — 16 plans (Bronze, Silver, Gold)
  • Blue Cross and Blue Shield of Alabama — 14 plans (Catastrophic, Bronze, Silver, Gold)
  • Oscar Insurance Company — 9 plans (Bronze, Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicBlue Protect (46944AL0470001)Blue Cross and Blue Shield of AlabamaPPO$421.27$12,000$12,0001
BronzeBlue Statewide Bronze EPO (46944AL0790001)Blue Cross and Blue Shield of AlabamaEPO$476.24$9,500$12,00020
SilverStreamlined Silver (53932AL0100021)Ambetter of AlabamaEPO$735.12$4,700$11,30022
GoldSignature Gold (53932AL0100013)Ambetter of AlabamaEPO$788.47$2,500$8,60015

One plan per metal level shown, of 58 plans in the county.

Benchmark silver premium by age

The benchmark plan (Ambetter of Alabama) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$587.13$615.30$666.38$750.33$1,048.59$1,593.43

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.