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Marketplace health plans in Broward County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Broward County, Florida has 197 Marketplace health plans from 12 insurers: 64 bronze, 75 silver, 46 gold, 11 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $681.21 per month; the lowest bronze premium is $501.17.
What changed vs 2025
- Benchmark silver premium up $181.90 a month (+36.4%) from 2025
- 17 more plans than 2025
- Insurers entered: 22 Health, Cigna HealthCare of Florida, Inc., Oscar Health Maintenance Organization of Florida
- Insurers exited: Aetna CVS Health, Oscar Insurance Company of Florida
- Lowest bronze premium up $125.36 a month
Market snapshot
- Residents under 65
- 1,622,718
- Insurers
- 12
- Plans by metal level
- 64 bronze, 75 silver, 46 gold, 11 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $681.21/mo
- Lowest bronze premium, age 40, before subsidies
- $501.17/mo
- Lowest gold premium, age 40, before subsidies
- $623.43/mo
- Lowest silver deductible
- $400
- Lowest out-of-pocket maximum
- $2,525
Insurers in the county
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Florida Blue HMO (a BlueCross BlueShield FL company) — 32 plans (Bronze, Silver, Gold, Platinum)
- Ambetter Health — 26 plans (Bronze, Silver, Gold)
- Molina Healthcare — 21 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 15 plans (Bronze, Silver, Gold)
- AvMed — 14 plans (Bronze, Silver, Gold, Platinum)
- Wellpoint — 13 plans (Catastrophic, Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
- Cigna Healthcare — 8 plans (Bronze, Silver, Gold)
- 22 Health — 5 plans (Bronze, Silver, Gold)
- Cigna HealthCare of Florida, Inc. — 5 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Wellpoint Essential Catastrophic (+ Incentives) (44228FL0040004) | Wellpoint | HMO | $521.09 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (21525FL0020004) | Oscar Health Maintenance Organization of Florida | HMO | $501.17 | $9,000 | $10,600 | 64 |
|---|
| Silver | myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) (30252FL0070061) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $677.06 | $9,500 | $10,025 | 75 |
|---|
| Gold | Gold Simple (21525FL0020016) | Oscar Health Maintenance Organization of Florida | HMO | $623.43 | $3,000 | $9,950 | 46 |
|---|
| Platinum | AvMed Entrust Platinum 25 (2026) (19898FL0340061) | AvMed | HMO | $1,049.87 | $0 | $5,500 | 11 |
|---|
One plan per metal level shown, of 197 plans in the county.
Benchmark silver premium by age
The benchmark plan (Florida Blue HMO (a BlueCross BlueShield FL company)) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $533.03 | $558.62 | $604.99 | $681.21 | $951.99 | $1,446.64 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.