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Marketplace health plans in Leon County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Leon County, Florida has 98 Marketplace health plans from 6 insurers: 32 bronze, 40 silver, 20 gold, 6 platinum. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $603.27 per month; the lowest bronze premium is $458.35.
What changed vs 2025
- Benchmark silver premium up $146.65 a month (+32.1%) from 2025
- 4 fewer plans than 2025
- Insurers entered: Oscar Health Maintenance Organization of Florida
- Insurers exited: Aetna CVS Health, Oscar Insurance Company of Florida
- Lowest bronze premium up $107.70 a month
Market snapshot
- Residents under 65
- 253,534
- Insurers
- 6
- Plans by metal level
- 32 bronze, 40 silver, 20 gold, 6 platinum
- Benchmark silver premium, age 40, before subsidies
- $603.27/mo
- Lowest bronze premium, age 40, before subsidies
- $458.35/mo
- Lowest gold premium, age 40, before subsidies
- $617.54/mo
- Lowest silver deductible
- $2,700
- Lowest out-of-pocket maximum
- $2,250
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 25 plans (Bronze, Silver, Gold, Platinum)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 15 plans (Bronze, Silver, Gold)
- Florida Blue (BlueCross BlueShield FL) — 14 plans (Bronze, Silver, Gold, Platinum)
- Capital Health Plan — 8 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Capital Health Plan HMO Bronze 1100 (66966FL0050009) | Capital Health Plan | HMO | $458.35 | $8,000 | $10,150 | 32 |
|---|
| Silver | Capital Health Plan HMO Silver 2400 (66966FL0050010) | Capital Health Plan | HMO | $599.37 | $7,000 | $8,900 | 40 |
|---|
| Gold | Capital Health Plan HMO Gold 3100 (66966FL0050007) | Capital Health Plan | HMO | $617.54 | $2,000 | $8,200 | 20 |
|---|
| Platinum | Capital Health Plan HMO Platinum 4000 (66966FL0050008) | Capital Health Plan | HMO | $900.16 | $0 | $5,200 | 6 |
|---|
One plan per metal level shown, of 98 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $472.05 | $494.70 | $535.77 | $603.27 | $843.07 | $1,281.13 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.