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Marketplace health plans in Okeechobee County, FL — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Okeechobee County, Florida has 74 Marketplace health plans from 3 insurers: 24 bronze, 27 silver, 16 gold, 6 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $767.49 per month; the lowest bronze premium is $598.49.

What changed vs 2026

  • Benchmark silver premium down $8.33 a month (−1.1%) from 2026
  • 2 more plans than 2026
  • Lowest bronze premium up $25.73 a month

Market snapshot

Residents under 65
32,647
Insurers
3
Plans by metal level
24 bronze, 27 silver, 16 gold, 6 platinum, 1 catastrophic
Benchmark silver premium, age 40, before subsidies
$767.49/mo
Lowest bronze premium, age 40, before subsidies
$598.49/mo
Lowest gold premium, age 40, before subsidies
$800.95/mo
Lowest silver deductible
$3,575
Lowest out-of-pocket maximum
$4,000

Insurers in the county

  • Florida Blue HMO (a BlueCross BlueShield FL company) — 41 plans (Catastrophic, Bronze, Silver, Gold, Platinum)
  • Ambetter Health — 19 plans (Bronze, Silver, Gold)
  • Florida Blue (BlueCross BlueShield FL) — 14 plans (Bronze, Silver, Gold, Platinum)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicmyBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) (30252FL0210014)Florida Blue HMO (a BlueCross BlueShield FL company)HMO$505.67$12,000$12,0001
BronzeSignature Expanded Bronze (49004FL0010001)Ambetter HealthHMO$598.49$7,500$12,00024
SilverClarity Silver (49004FL0010031)Ambetter HealthHMO$726.56$8,000$9,40027
GoldSignature Gold (49004FL0010013)Ambetter HealthHMO$800.95$2,500$8,60016
PlatinumBlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (30252FL0140004)Florida Blue HMO (a BlueCross BlueShield FL company)POS$2,075.88$1,000$4,0006

One plan per metal level shown, of 74 plans in the county.

Benchmark silver premium by age

The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$600.55$629.37$681.61$767.49$1,072.56$1,629.86

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.