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Marketplace health plans in Adair County, IA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Adair County, Iowa has 55 Marketplace health plans from 4 insurers: 21 bronze, 16 silver, 18 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $599.98 per month; the lowest bronze premium is $406.60.
What changed vs 2026
- Benchmark silver premium up $97.73 a month (+19.5%) from 2026
- 9 fewer plans than 2026
- Insurers exited: Medica
- Lowest bronze premium up $31.71 a month
Market snapshot
- Residents under 65
- 5,776
- Insurers
- 4
- Plans by metal level
- 21 bronze, 16 silver, 18 gold
- Benchmark silver premium, age 40, before subsidies
- $599.98/mo
- Lowest bronze premium, age 40, before subsidies
- $406.60/mo
- Lowest gold premium, age 40, before subsidies
- $521.07/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Ambetter Health — 17 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 16 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Wellmark Health Plan of Iowa, Inc. — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Wellmark Bronze Traditional HMO (25896IA0370005) | Wellmark Health Plan of Iowa, Inc. | HMO | $406.60 | $7,200 | $11,500 | 21 |
| Silver | Silver Simple PCP Saver | MercyOne (45819IA0010025) | Oscar Insurance Company | EPO | $535.49 | $5,750 | $10,000 | 16 |
| Gold | Gold Classic Standard | MercyOne (45819IA0010053) | Oscar Insurance Company | EPO | $521.07 | $2,500 | $8,600 | 18 |
One plan per metal level shown, of 55 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $469.48 | $492.01 | $532.85 | $599.98 | $838.48 | $1,274.14 |
Nearby counties
Agent Tools
Free tools for licensed agents working Adair County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.