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Marketplace health plans in Tama County, IA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Tama County, Iowa has 43 Marketplace health plans from 3 insurers: 17 bronze, 12 silver, 14 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $487.40 per month; the lowest bronze premium is $365.70.
What changed vs 2026
- Benchmark silver premium up $26.50 a month (+5.7%) from 2026
- 15 fewer plans than 2026
- Insurers exited: Medica
- Lowest bronze premium up $20.79 a month
Market snapshot
- Residents under 65
- 13,331
- Insurers
- 3
- Plans by metal level
- 17 bronze, 12 silver, 14 gold
- Benchmark silver premium, age 40, before subsidies
- $487.40/mo
- Lowest bronze premium, age 40, before subsidies
- $365.70/mo
- Lowest gold premium, age 40, before subsidies
- $478.28/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Ambetter Health — 17 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 16 plans (Bronze, Silver, Gold)
- Wellmark Health Plan of Iowa, Inc. — 10 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Wellmark Bronze Standard | UnityPoint Health (25896IA0370015) | Wellmark Health Plan of Iowa, Inc. | HMO | $365.70 | $7,500 | $12,000 | 17 |
| Silver | Streamlined Silver (48286IA0010025) | Ambetter Health | HMO | $475.85 | $4,700 | $11,300 | 12 |
| Gold | Wellmark Gold Primary Care | UnityPoint Health (25896IA0370011) | Wellmark Health Plan of Iowa, Inc. | HMO | $478.28 | $2,300 | $8,500 | 14 |
One plan per metal level shown, of 43 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $381.39 | $399.69 | $432.87 | $487.40 | $681.14 | $1,035.06 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.