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Marketplace health plans in Floyd County, IN — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Floyd County, Indiana has 32 Marketplace health plans from 2 insurers: 5 bronze, 13 silver, 12 gold, 2 platinum. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $486.23 per month; the lowest bronze premium is $444.66.
What changed vs 2025
- Benchmark silver premium up $179.14 a month (+58.3%) from 2025
- 21 fewer plans than 2025
- Insurers exited: Anthem Blue Cross and Blue Shield
- Lowest bronze premium up $172.47 a month
Market snapshot
- Residents under 65
- 66,635
- Insurers
- 2
- Plans by metal level
- 5 bronze, 13 silver, 12 gold, 2 platinum
- Benchmark silver premium, age 40, before subsidies
- $486.23/mo
- Lowest bronze premium, age 40, before subsidies
- $444.66/mo
- Lowest gold premium, age 40, before subsidies
- $594.93/mo
- Lowest silver deductible
- $5,000
- Lowest out-of-pocket maximum
- $5,200
Insurers in the county
- CareSource — 22 plans (Bronze, Silver, Gold, Platinum)
- Ambetter Health — 10 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Low Premium Bronze 10600 $25 Generic Drugs (54192IN0010020) | CareSource | HMO | $444.66 | $10,600 | $10,600 | 5 |
|---|
| Silver | Standard Silver (35065IN0040001) | Ambetter Health | HMO | $481.94 | $6,000 | $8,900 | 13 |
|---|
| Gold | Standard Gold (35065IN0040013) | Ambetter Health | HMO | $594.93 | $2,000 | $8,200 | 12 |
|---|
| Platinum | Platinum Zero $5 Generic Drugs (54192IN0010029) | CareSource | HMO | $1,062.50 | $0 | $5,200 | 2 |
|---|
One plan per metal level shown, of 32 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $380.48 | $398.73 | $431.83 | $486.23 | $679.51 | $1,032.58 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.