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Marketplace health plans in Union County, IN — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Union County, Indiana has 47 Marketplace health plans from 3 insurers: 12 bronze, 18 silver, 14 gold, 2 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $461.38 per month; the lowest bronze premium is $390.60.
What changed vs 2025
- Benchmark silver premium up $81.58 a month (+21.5%) from 2025
- 6 fewer plans than 2025
- Lowest bronze premium up $55.71 a month
Market snapshot
- Residents under 65
- 5,513
- Insurers
- 3
- Plans by metal level
- 12 bronze, 18 silver, 14 gold, 2 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $461.38/mo
- Lowest bronze premium, age 40, before subsidies
- $390.60/mo
- Lowest gold premium, age 40, before subsidies
- $569.54/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $4,700
Insurers in the county
- CareSource — 22 plans (Bronze, Silver, Gold, Platinum)
- Anthem Blue Cross and Blue Shield — 15 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter Health — 10 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Anthem Catastrophic Essential (+ Incentives) (17575IN0990004) | Anthem Blue Cross and Blue Shield | HMO | $387.50 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990010) | Anthem Blue Cross and Blue Shield | HMO | $390.60 | $10,150 | $10,150 | 12 |
|---|
| Silver | Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990003) | Anthem Blue Cross and Blue Shield | HMO | $457.31 | $7,000 | $8,850 | 18 |
|---|
| Gold | Standard Gold (35065IN0040013) | Ambetter Health | HMO | $569.54 | $2,000 | $8,200 | 14 |
|---|
| Platinum | Platinum Zero $5 Generic Drugs (54192IN0010029) | CareSource | HMO | $1,182.40 | $0 | $5,200 | 2 |
|---|
One plan per metal level shown, of 47 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $361.02 | $378.34 | $409.75 | $461.38 | $644.77 | $979.79 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.