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Marketplace health plans in McPherson County, KS — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, McPherson County, Kansas has 25 Marketplace health plans from 2 insurers: 9 bronze, 7 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $703.15 per month; the lowest bronze premium is $558.38.
What changed vs 2025
- Benchmark silver premium up $195.98 a month (+38.6%) from 2025
- 16 fewer plans than 2025
- Insurers exited: UnitedHealthcare
- Lowest bronze premium up $170.18 a month
Market snapshot
- Residents under 65
- 24,165
- Insurers
- 2
- Plans by metal level
- 9 bronze, 7 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $703.15/mo
- Lowest bronze premium, age 40, before subsidies
- $558.38/mo
- Lowest gold premium, age 40, before subsidies
- $732.88/mo
- Lowest silver deductible
- $3,400
- Lowest out-of-pocket maximum
- $6,400
Insurers in the county
- Ambetter from Sunflower Health Plan — 16 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Kansas, Inc. — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Everyday Bronze (34368KS0110043) | Ambetter from Sunflower Health Plan | EPO | $558.38 | $8,450 | $10,150 | 9 |
|---|
| Silver | Standard Silver (34368KS0110069) | Ambetter from Sunflower Health Plan | EPO | $696.43 | $6,000 | $8,900 | 7 |
|---|
| Gold | Standard Gold (34368KS0110070) | Ambetter from Sunflower Health Plan | EPO | $732.88 | $2,000 | $8,200 | 9 |
|---|
One plan per metal level shown, of 25 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Sunflower Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $550.20 | $576.60 | $624.47 | $703.15 | $982.65 | $1,493.23 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.