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Marketplace health plans in Caddo Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Caddo Parish, Louisiana has 68 Marketplace health plans from 5 insurers: 23 bronze, 24 silver, 21 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $655.22 per month; the lowest bronze premium is $475.64.
What changed vs 2026
- Benchmark silver premium up $93.36 a month (+16.6%) from 2026
- 5 more plans than 2026
- Lowest bronze premium up $73.45 a month
Market snapshot
- Residents under 65
- 186,555
- Insurers
- 5
- Plans by metal level
- 23 bronze, 24 silver, 21 gold
- Benchmark silver premium, age 40, before subsidies
- $655.22/mo
- Lowest bronze premium, age 40, before subsidies
- $475.64/mo
- Lowest gold premium, age 40, before subsidies
- $652.64/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter from Louisiana Healthcare Connections — 19 plans (Bronze, Silver, Gold)
- CHRISTUS Health Plan — 15 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- HMO Louisiana — 11 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | CHRISTUS Value Bronze (98780LA0220003) | CHRISTUS Health Plan | HMO | $475.64 | $12,000 | $12,000 | 23 |
| Silver | CHRISTUS Value Silver (98780LA0220008) | CHRISTUS Health Plan | HMO | $641.03 | $6,500 | $6,500 | 24 |
| Gold | CHRISTUS Gold Essential (98780LA0220012) | CHRISTUS Health Plan | HMO | $652.64 | $3,950 | $10,500 | 21 |
One plan per metal level shown, of 68 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $512.69 | $537.30 | $581.90 | $655.22 | $915.66 | $1,391.44 |
Nearby counties
Agent Tools
Free tools for licensed agents working Caddo Parish.
- Medicare plan intelligence for Caddo Parish
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.