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Marketplace health plans in Franklin Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Franklin Parish, Louisiana has 30 Marketplace health plans from 3 insurers: 11 bronze, 10 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $890.45 per month; the lowest bronze premium is $585.52.
What changed vs 2026
- Benchmark silver premium up $91.90 a month (+11.5%) from 2026
- 2 more plans than 2026
- Lowest bronze premium up $65.73 a month
Market snapshot
- Residents under 65
- 15,583
- Insurers
- 3
- Plans by metal level
- 11 bronze, 10 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $890.45/mo
- Lowest bronze premium, age 40, before subsidies
- $585.52/mo
- Lowest gold premium, age 40, before subsidies
- $943.20/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,700
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020) | HMO Louisiana | POS | $585.52 | $9,900 | $12,000 | 11 |
| Silver | Blue POS 80/60 $3400 with 2 $0 PCP Virtual Visits (19636LA0220014) | HMO Louisiana | POS | $865.55 | $3,400 | $10,000 | 10 |
| Gold | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits (19636LA0220005) | HMO Louisiana | POS | $943.20 | $1,000 | $10,000 | 9 |
One plan per metal level shown, of 30 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $696.75 | $730.19 | $790.81 | $890.45 | $1,244.40 | $1,890.98 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.