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Marketplace health plans in St. Landry Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, St. Landry Parish, Louisiana has 32 Marketplace health plans from 3 insurers: 11 bronze, 12 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $729.89 per month; the lowest bronze premium is $503.57.
What changed vs 2025
- Benchmark silver premium up $148.81 a month (+25.6%) from 2025
- Lowest bronze premium up $84.82 a month
Market snapshot
- Residents under 65
- 67,829
- Insurers
- 3
- Plans by metal level
- 11 bronze, 12 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $729.89/mo
- Lowest bronze premium, age 40, before subsidies
- $503.57/mo
- Lowest gold premium, age 40, before subsidies
- $742.16/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,300
Insurers in the county
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- HMO Louisiana — 11 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020) | HMO Louisiana | POS | $503.57 | $9,900 | $10,600 | 11 |
|---|
| Silver | Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L) (19636LA0240010) | HMO Louisiana | POS | $706.64 | $3,200 | $9,100 | 12 |
|---|
| Gold | Blue Connect Copay (PCP) 75/55 $2000 Standardized (L) (19636LA0240021) | HMO Louisiana | POS | $742.16 | $2,000 | $8,300 | 9 |
|---|
One plan per metal level shown, of 32 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $571.12 | $598.53 | $648.22 | $729.89 | $1,020.02 | $1,550.02 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.