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Marketplace health plans in Branch County, MI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Branch County, Michigan has 40 Marketplace health plans from 4 insurers: 14 bronze, 15 silver, 9 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $569.87 per month; the lowest bronze premium is $422.01.
What changed vs 2025
- Benchmark silver premium down $28.87 a month (−4.8%) from 2025
- 13 more plans than 2025
- Insurers entered: UnitedHealthcare
- Lowest bronze premium down $2.25 a month
Market snapshot
- Residents under 65
- 36,513
- Insurers
- 4
- Plans by metal level
- 14 bronze, 15 silver, 9 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $569.87/mo
- Lowest bronze premium, age 40, before subsidies
- $422.01/mo
- Lowest gold premium, age 40, before subsidies
- $606.34/mo
- Lowest silver deductible
- $2,900
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- Blue Care Network of Michigan — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Cross® Premier PPO Value (15560MI0350001) | Blue Cross Blue Shield of Michigan Mutual Insurance Company | PPO | $421.38 | $10,600 | $10,600 | 2 |
|---|
| Bronze | UHC Bronze Essential (No Referrals) (71667MI0010044) | UnitedHealthcare | HMO | $422.01 | $10,600 | $10,600 | 14 |
|---|
| Silver | UHC Silver Value (No Referrals) (71667MI0010033) | UnitedHealthcare | HMO | $566.57 | $4,000 | $9,500 | 15 |
|---|
| Gold | UHC Gold Standard (No Referrals) (71667MI0010026) | UnitedHealthcare | HMO | $606.34 | $2,000 | $8,200 | 9 |
|---|
One plan per metal level shown, of 40 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $445.91 | $467.31 | $506.11 | $569.87 | $796.39 | $1,210.20 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.