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Marketplace health plans in Branch County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Branch County, Michigan has 45 Marketplace health plans from 4 insurers: 15 bronze, 15 silver, 13 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $686.42 per month; the lowest bronze premium is $463.03.
What changed vs 2026
- Benchmark silver premium up $116.55 a month (+20.5%) from 2026
- 5 more plans than 2026
- Lowest bronze premium up $41.02 a month
Market snapshot
- Residents under 65
- 36,513
- Insurers
- 4
- Plans by metal level
- 15 bronze, 15 silver, 13 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $686.42/mo
- Lowest bronze premium, age 40, before subsidies
- $463.03/mo
- Lowest gold premium, age 40, before subsidies
- $721.54/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,200
Insurers in the county
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Blue Care Network of Michigan — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA (98185MI0180024) | Blue Care Network of Michigan | HMO | $545.77 | $12,000 | $12,000 | 2 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) (71667MI0060001) | UnitedHealthcare | HMO | $463.03 | $11,750 | $11,750 | 15 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) (71667MI0060002) | UnitedHealthcare | HMO | $674.57 | $4,000 | $10,800 | 15 |
| Gold | UHC Gold Standard (Virtual Urgent Care, No Referrals) (71667MI0010026) | UnitedHealthcare | HMO | $721.54 | $2,500 | $8,600 | 13 |
One plan per metal level shown, of 45 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $537.10 | $562.88 | $609.61 | $686.42 | $959.27 | $1,457.70 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.