Home › Agent Hub › Agent Tools › Marketplace plans by county › Michigan › Kalkaska County
Agent Tools
Marketplace health plans in Kalkaska County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Kalkaska County, Michigan has 37 Marketplace health plans from 4 insurers: 12 bronze, 12 silver, 10 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $682.27 per month; the lowest bronze premium is $439.86.
What changed vs 2026
- Benchmark silver premium up $68.77 a month (+11.2%) from 2026
- 1 more plan than 2026
- Lowest bronze premium up $33.39 a month
Market snapshot
- Residents under 65
- 14,278
- Insurers
- 4
- Plans by metal level
- 12 bronze, 12 silver, 10 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $682.27/mo
- Lowest bronze premium, age 40, before subsidies
- $439.86/mo
- Lowest gold premium, age 40, before subsidies
- $637.99/mo
- Lowest silver deductible
- $2,000
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Blue Care Network of Michigan — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
- McLaren Health Plan Community — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA (98185MI0180024) | Blue Care Network of Michigan | HMO | $422.88 | $12,000 | $12,000 | 3 |
| Bronze | MyPriority Essential Bronze (29698MI0541250) | Priority Health | HMO | $439.86 | $9,000 | $12,000 | 12 |
| Silver | Blue Cross® Preferred HMO Silver Saver (98185MI0180015) | Blue Care Network of Michigan | HMO | $638.69 | $5,000 | $9,000 | 12 |
| Gold | Blue Cross® Preferred HMO Gold Saver (98185MI0180009) | Blue Care Network of Michigan | HMO | $637.99 | $1,100 | $9,900 | 10 |
One plan per metal level shown, of 37 plans in the county.
Benchmark silver premium by age
The benchmark plan (Blue Care Network of Michigan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $533.86 | $559.49 | $605.93 | $682.27 | $953.47 | $1,448.90 |
Nearby counties
- Antrim County
- Grand Traverse County
- Crawford County
- Missaukee County
- Roscommon County
- Wexford County
Agent Tools
Free tools for licensed agents working Kalkaska County.
- Medicare plan intelligence for Kalkaska County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.