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Marketplace health plans in Mackinac County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Mackinac County, Michigan has 20 Marketplace health plans from 2 insurers: 6 bronze, 6 silver, 6 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $782.25 per month; the lowest bronze premium is $516.84.
What changed vs 2026
- Benchmark silver premium up $18.53 a month (+2.4%) from 2026
- 4 more plans than 2026
- Lowest bronze premium up $73.59 a month
Market snapshot
- Residents under 65
- 7,702
- Insurers
- 2
- Plans by metal level
- 6 bronze, 6 silver, 6 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $782.25/mo
- Lowest bronze premium, age 40, before subsidies
- $516.84/mo
- Lowest gold premium, age 40, before subsidies
- $731.49/mo
- Lowest silver deductible
- $5,000
- Lowest out-of-pocket maximum
- $8,200
Insurers in the county
- Blue Care Network of Michigan — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA (98185MI0180024) | Blue Care Network of Michigan | HMO | $484.85 | $12,000 | $12,000 | 2 |
| Bronze | Blue Cross® Preferred HMO Bronze Saver HSA (98185MI0180029) | Blue Care Network of Michigan | HMO | $516.84 | $11,000 | $11,000 | 6 |
| Silver | Blue Cross® Preferred HMO Silver Saver (98185MI0180015) | Blue Care Network of Michigan | HMO | $732.29 | $5,000 | $9,000 | 6 |
| Gold | Blue Cross® Preferred HMO Gold Saver (98185MI0180009) | Blue Care Network of Michigan | HMO | $731.49 | $1,100 | $9,900 | 6 |
One plan per metal level shown, of 20 plans in the county.
Benchmark silver premium by age
The benchmark plan (Blue Care Network of Michigan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $612.09 | $641.47 | $694.72 | $782.25 | $1,093.19 | $1,661.21 |
Nearby counties
Agent Tools
Free tools for licensed agents working Mackinac County.
- Medicare plan intelligence for Mackinac County
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.