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Marketplace health plans in Mecosta County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Mecosta County, Michigan has 50 Marketplace health plans from 4 insurers: 16 bronze, 17 silver, 15 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $687.70 per month; the lowest bronze premium is $421.28.
What changed vs 2026
- Benchmark silver premium up $94.27 a month (+15.9%) from 2026
- 3 fewer plans than 2026
- Insurers exited: Blue Cross Blue Shield of Michigan Mutual Insurance Company
- Lowest bronze premium down $3.45 a month
Market snapshot
- Residents under 65
- 32,843
- Insurers
- 4
- Plans by metal level
- 16 bronze, 17 silver, 15 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $687.70/mo
- Lowest bronze premium, age 40, before subsidies
- $421.28/mo
- Lowest gold premium, age 40, before subsidies
- $802.20/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Priority Health — 16 plans (Bronze, Silver, Gold)
- Ambetter from Meridian — 15 plans (Bronze, Silver, Gold)
- Blue Care Network of Michigan — 10 plans (Catastrophic, Bronze, Silver, Gold)
- McLaren Health Plan Community — 9 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MHP Young Adult/Catastrophic (74917MI0020004) | McLaren Health Plan Community | HMO | $516.41 | $12,000 | $12,000 | 2 |
| Bronze | MyPriority Essential Bronze Corewell Health West Michigan Network (29698MI0541251) | Priority Health | HMO | $421.28 | $9,000 | $12,000 | 16 |
| Silver | MyPriority Premier Silver Corewell Health West Michigan Network (29698MI0541261) | Priority Health | HMO | $668.69 | $5,500 | $10,500 | 17 |
| Gold | Blue Cross® Preferred HMO Gold Saver (98185MI0180009) | Blue Care Network of Michigan | HMO | $802.20 | $1,100 | $9,900 | 15 |
One plan per metal level shown, of 50 plans in the county.
Benchmark silver premium by age
The benchmark plan (Priority Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $538.11 | $563.94 | $610.75 | $687.70 | $961.06 | $1,460.43 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.