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Marketplace health plans in Muskegon County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Muskegon County, Michigan has 49 Marketplace health plans from 4 insurers: 15 bronze, 15 silver, 17 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $529.82 per month; the lowest bronze premium is $409.05.
What changed vs 2026
- Benchmark silver premium up $58.35 a month (+12.4%) from 2026
- 1 fewer plan than 2026
- Insurers exited: Blue Cross Blue Shield of Michigan Mutual Insurance Company
- Lowest bronze premium up $52.66 a month
Market snapshot
- Residents under 65
- 143,473
- Insurers
- 4
- Plans by metal level
- 15 bronze, 15 silver, 17 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $529.82/mo
- Lowest bronze premium, age 40, before subsidies
- $409.05/mo
- Lowest gold premium, age 40, before subsidies
- $552.90/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Care Network of Michigan — 17 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Meridian — 15 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 9 plans (Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA (98185MI0440015) | Blue Care Network of Michigan | HMO | $496.02 | $12,000 | $12,000 | 2 |
| Bronze | Bronze Classic 4700 (77739MI0070024) | Oscar Insurance Company | EPO | $409.05 | $4,700 | $12,000 | 15 |
| Silver | Silver Classic Standard (77739MI0070052) | Oscar Insurance Company | EPO | $525.54 | $6,400 | $10,300 | 15 |
| Gold | Gold Classic Standard (77739MI0070053) | Oscar Insurance Company | EPO | $552.90 | $2,500 | $8,600 | 17 |
One plan per metal level shown, of 49 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $414.58 | $434.47 | $470.54 | $529.82 | $740.43 | $1,125.15 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.