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Marketplace health plans in Audrain County, MO — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Audrain County, Missouri has 39 Marketplace health plans from 3 insurers: 14 bronze, 13 silver, 11 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $726.29 per month; the lowest bronze premium is $545.75.
What changed vs 2025
- Benchmark silver premium up $133.65 a month (+22.6%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $85.96 a month
Market snapshot
- Residents under 65
- 19,873
- Insurers
- 3
- Plans by metal level
- 14 bronze, 13 silver, 11 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $726.29/mo
- Lowest bronze premium, age 40, before subsidies
- $545.75/mo
- Lowest gold premium, age 40, before subsidies
- $699.68/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Ambetter from Home State Health — 16 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 10 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Anthem Catastrophic Pathway (+ Incentives) (32753MO0980017) | Anthem Blue Cross and Blue Shield | EPO | $528.71 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential (No Referrals) (95426MO0410021) | UnitedHealthcare | EPO | $545.75 | $10,600 | $10,600 | 14 |
|---|
| Silver | Standard Silver (99723MO0090070) | Ambetter from Home State Health | EPO | $715.04 | $6,000 | $8,900 | 13 |
|---|
| Gold | Standard Gold (99723MO0090071) | Ambetter from Home State Health | EPO | $699.68 | $2,000 | $8,200 | 11 |
|---|
One plan per metal level shown, of 39 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Home State Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $568.31 | $595.58 | $645.02 | $726.29 | $1,014.99 | $1,542.37 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.