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Marketplace health plans in Howell County, MO — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Howell County, Missouri has 52 Marketplace health plans from 4 insurers: 17 bronze, 18 silver, 16 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $775.45 per month; the lowest bronze premium is $586.09.
What changed vs 2026
- Benchmark silver premium up $94.92 a month (+13.9%) from 2026
- 4 more plans than 2026
- Lowest bronze premium up $67.88 a month
Market snapshot
- Residents under 65
- 32,337
- Insurers
- 4
- Plans by metal level
- 17 bronze, 18 silver, 16 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $775.45/mo
- Lowest bronze premium, age 40, before subsidies
- $586.09/mo
- Lowest gold premium, age 40, before subsidies
- $748.51/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,700
Insurers in the county
- Ambetter Health — 17 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Medica — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Anthem Catastrophic Pathway HSA (+ Incentives) (32753MO0980017) | Anthem Blue Cross and Blue Shield | EPO | $550.38 | $12,000 | $12,000 | 1 |
| Bronze | Signature Expanded Bronze (99723MO0090069) | Ambetter Health | EPO | $586.09 | $7,500 | $12,000 | 17 |
| Silver | Signature Silver (99723MO0090070) | Ambetter Health | EPO | $774.13 | $6,400 | $10,300 | 18 |
| Gold | Signature Gold (99723MO0090071) | Ambetter Health | EPO | $748.51 | $2,500 | $8,600 | 16 |
One plan per metal level shown, of 52 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $606.78 | $635.89 | $688.68 | $775.45 | $1,083.69 | $1,646.77 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.