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Marketplace health plans in Lafayette County, MS — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Lafayette County, Mississippi has 28 Marketplace health plans from 2 insurers: 10 bronze, 11 silver, 7 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $798.70 per month; the lowest bronze premium is $700.47.
What changed vs 2026
- Benchmark silver premium up $164.37 a month (+25.9%) from 2026
- 5 more plans than 2026
- Insurers exited: Molina Healthcare
- Lowest bronze premium up $92.94 a month
Market snapshot
- Residents under 65
- 50,346
- Insurers
- 2
- Plans by metal level
- 10 bronze, 11 silver, 7 gold
- Benchmark silver premium, age 40, before subsidies
- $798.70/mo
- Lowest bronze premium, age 40, before subsidies
- $700.47/mo
- Lowest gold premium, age 40, before subsidies
- $954.92/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Oscar Health Plan, Inc. — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Fundamental Bronze (90714MS0010041) | Ambetter Health | HMO | $700.47 | $8,500 | $11,500 | 10 |
| Silver | Streamlined Silver (90714MS0010034) | Ambetter Health | HMO | $775.11 | $4,700 | $11,300 | 11 |
| Gold | Signature Gold (90714MS0010065) | Ambetter Health | HMO | $954.92 | $2,500 | $8,600 | 7 |
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $624.97 | $654.96 | $709.33 | $798.70 | $1,116.18 | $1,696.14 |
Nearby counties
Agent Tools
Free tools for licensed agents working Lafayette County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.