Home › Agent Hub › Agent Tools › Marketplace plans by county › North Dakota › McLean County
Agent Tools
Marketplace health plans in McLean County, ND — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, McLean County, North Dakota has 34 Marketplace health plans from 3 insurers: 11 bronze, 12 silver, 10 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $565.25 per month; the lowest bronze premium is $417.24.
What changed vs 2026
- Benchmark silver premium up $32.69 a month (+6.1%) from 2026
- 3 fewer plans than 2026
- Lowest bronze premium up $30.16 a month
Market snapshot
- Residents under 65
- 7,242
- Insurers
- 3
- Plans by metal level
- 11 bronze, 12 silver, 10 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $565.25/mo
- Lowest bronze premium, age 40, before subsidies
- $417.24/mo
- Lowest gold premium, age 40, before subsidies
- $579.39/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $4,300
Insurers in the county
- Sanford Health Plan — 16 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of North Dakota — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Medica — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | BlueEssential Catastrophic 100 HSA Eligible $12000 Deductible (37160ND2410021) | Blue Cross Blue Shield of North Dakota | PPO | $433.02 | $12,000 | $12,000 | 1 |
| Bronze | Sanford Individual TRUE Standardized $7,500 (89364ND0090026) | Sanford Health Plan | HMO | $417.24 | $7,500 | $12,000 | 11 |
| Silver | Sanford Individual TRUE Standardized $6,400 (89364ND0090027) | Sanford Health Plan | HMO | $557.48 | $6,400 | $10,300 | 12 |
| Gold | Sanford Individual TRUE $2,000 (89364ND0090018) | Sanford Health Plan | HMO | $579.39 | $2,000 | $10,500 | 10 |
One plan per metal level shown, of 34 plans in the county.
Benchmark silver premium by age
The benchmark plan (Sanford Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $442.30 | $463.52 | $502 | $565.25 | $789.93 | $1,200.38 |
Nearby counties
Agent Tools
Free tools for licensed agents working McLean County.
- Medicare plan intelligence for McLean County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.