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Marketplace health plans in Merrimack County, NH — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Merrimack County, New Hampshire has 28 Marketplace health plans from 3 insurers: 10 bronze, 10 silver, 7 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $472.16 per month; the lowest bronze premium is $384.14.
What changed vs 2026
- Benchmark silver premium up $83.74 a month (+21.6%) from 2026
- 18 fewer plans than 2026
- Insurers exited: Ambetter from NH Healthy Families
- Lowest bronze premium up $67.25 a month
Market snapshot
- Residents under 65
- 124,906
- Insurers
- 3
- Plans by metal level
- 10 bronze, 10 silver, 7 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $472.16/mo
- Lowest bronze premium, age 40, before subsidies
- $384.14/mo
- Lowest gold premium, age 40, before subsidies
- $593.57/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- Anthem Blue Cross and Blue Shield — 12 plans (Catastrophic, Bronze, Silver, Gold)
- Harvard Pilgrim Health Care — 9 plans (Bronze, Silver, Gold)
- WellSense Health Plan — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Anthem Catastrophic Pathway X Enhanced HSA Eligible (96751NH0150024) | Anthem Blue Cross and Blue Shield | HMO | $351.02 | $12,000 | $12,000 | 1 |
| Bronze | Anthem Bronze Pathway X Enhanced 7000/0% HSA Eligible ($0 Select Rx) (96751NH0150215) | Anthem Blue Cross and Blue Shield | HMO | $384.14 | $7,000 | $12,000 | 10 |
| Silver | WellSense Clarity NH Silver 4000 + $0 Rx List + 24/7 Nurse Advice (13219NH0010003) | WellSense Health Plan | HMO | $458.07 | $4,000 | $11,600 | 10 |
| Gold | WellSense Clarity NH Gold 2500 + $0 Rx List + 24/7 Nurse Advice (13219NH0010001) | WellSense Health Plan | HMO | $593.57 | $2,500 | $8,600 | 7 |
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (WellSense Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $369.45 | $387.19 | $419.33 | $472.16 | $659.84 | $1,002.69 |
Nearby counties
- Belknap County
- Hillsborough County
- Sullivan County
- Strafford County
- Rockingham County
- Cheshire County
Agent Tools
Free tools for licensed agents working Merrimack County.
- Medicare plan intelligence for Merrimack County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.