Home › Agent Hub › Agent Tools › Marketplace plans by county › Ohio › Cuyahoga County
Agent Tools
Marketplace health plans in Cuyahoga County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Cuyahoga County, Ohio has 119 Marketplace health plans from 8 insurers: 42 bronze, 37 silver, 40 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $490.51 per month; the lowest bronze premium is $399.
What changed vs 2025
- Benchmark silver premium up $83.22 a month (+20.4%) from 2025
- 11 fewer plans than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $86.64 a month
Market snapshot
- Residents under 65
- 1,003,055
- Insurers
- 8
- Plans by metal level
- 42 bronze, 37 silver, 40 gold
- Benchmark silver premium, age 40, before subsidies
- $490.51/mo
- Lowest bronze premium, age 40, before subsidies
- $399/mo
- Lowest gold premium, age 40, before subsidies
- $566.12/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 16 plans (Bronze, Silver, Gold)
- Oscar Insurance Corporation of Ohio — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Ohio, Inc. — 15 plans (Bronze, Silver, Gold)
- CareSource — 13 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (31981OH0020010) | Antidote Health Plan of Ohio, Inc. | HMO | $399 | $8,700 | $10,600 | 42 |
|---|
| Silver | Molina Silver Saver with Four Free PCP Visits (64353OH0010010) | Molina Healthcare | HMO | $489.29 | $7,000 | $10,150 | 37 |
|---|
| Gold | Molina Gold Core 1640 (64353OH0010001) | Molina Healthcare | HMO | $566.12 | $1,640 | $8,100 | 40 |
|---|
One plan per metal level shown, of 119 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $383.81 | $402.23 | $435.62 | $490.51 | $685.48 | $1,041.66 |
Nearby counties
Agent Tools
Free tools for licensed agents working Cuyahoga County.
Get free agent tools
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.