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Marketplace health plans in Cuyahoga County, OH — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Cuyahoga County, Ohio has 135 Marketplace health plans from 8 insurers: 45 bronze, 49 silver, 38 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $594.50 per month; the lowest bronze premium is $457.77.
What changed vs 2026
- Benchmark silver premium up $103.99 a month (+21.2%) from 2026
- 16 more plans than 2026
- Insurers entered: AmeriHealth Caritas Next, MedMutual, Oscar Health Insurance
- Insurers exited: CareSource, MedMutual, Molina Healthcare
- Lowest bronze premium up $58.77 a month
Market snapshot
- Residents under 65
- 1,003,055
- Insurers
- 8
- Plans by metal level
- 45 bronze, 49 silver, 38 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $594.50/mo
- Lowest bronze premium, age 40, before subsidies
- $457.77/mo
- Lowest gold premium, age 40, before subsidies
- $623.54/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $3,500
Insurers in the county
- Antidote Health Plan of Ohio, Inc. — 28 plans (Catastrophic, Bronze, Silver, Gold)
- Oscar Health Insurance — 20 plans (Bronze, Silver, Gold)
- Oscar Insurance Corporation of Ohio — 20 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 12 plans (Catastrophic, Bronze, Silver, Gold)
- MedMutual — 10 plans (Catastrophic, Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MedMutual Catastrophic ON-EX (80627OH0250015) | MedMutual | HMO | $436.69 | $12,000 | $12,000 | 3 |
| Bronze | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (10337OH0010001) | AmeriHealth Caritas Next | HMO | $457.77 | $12,000 | $12,000 | 45 |
| Silver | AmeriHealth Caritas Next Silver Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (10337OH0010003) | AmeriHealth Caritas Next | HMO | $587.98 | $7,000 | $10,800 | 49 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (10337OH0010004) | AmeriHealth Caritas Next | HMO | $623.54 | $1,000 | $10,000 | 38 |
One plan per metal level shown, of 135 plans in the county.
Benchmark silver premium by age
The benchmark plan (AmeriHealth Caritas Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $465.19 | $487.51 | $527.98 | $594.50 | $830.82 | $1,262.51 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.