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Marketplace health plans in Darke County, OH — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Darke County, Ohio has 106 Marketplace health plans from 6 insurers: 35 bronze, 38 silver, 30 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $629.39 per month; the lowest bronze premium is $467.86.
What changed vs 2026
- Benchmark silver premium up $93.81 a month (+17.5%) from 2026
- 24 fewer plans than 2026
- Insurers entered: MedMutual
- Insurers exited: CareSource, MedMutual, Molina Healthcare
- Lowest bronze premium up $78.78 a month
Market snapshot
- Residents under 65
- 41,030
- Insurers
- 6
- Plans by metal level
- 35 bronze, 38 silver, 30 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $629.39/mo
- Lowest bronze premium, age 40, before subsidies
- $467.86/mo
- Lowest gold premium, age 40, before subsidies
- $658.13/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $3,500
Insurers in the county
- Antidote Health Plan of Ohio, Inc. — 28 plans (Catastrophic, Bronze, Silver, Gold)
- Oscar Health Insurance — 20 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 12 plans (Catastrophic, Bronze, Silver, Gold)
- MedMutual — 10 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MedMutual Catastrophic ON-EX (80627OH0250015) | MedMutual | HMO | $406.46 | $12,000 | $12,000 | 3 |
| Bronze | Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included (31981OH0010110) | Antidote Health Plan of Ohio, Inc. | HMO | $467.86 | $8,700 | $12,000 | 35 |
| Silver | Silver Classic Standard (29341OH0100052) | Oscar Health Insurance | HMO | $627.81 | $6,400 | $10,300 | 38 |
| Gold | Gold Classic Standard (29341OH0100053) | Oscar Health Insurance | HMO | $658.13 | $2,500 | $8,600 | 30 |
One plan per metal level shown, of 106 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Health Insurance) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $492.49 | $516.12 | $558.97 | $629.39 | $879.57 | $1,336.60 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.