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Marketplace health plans in Hamilton County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Hamilton County, Ohio has 130 Marketplace health plans from 8 insurers: 43 bronze, 46 silver, 41 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $483.07 per month; the lowest bronze premium is $355.85.
What changed vs 2025
- Benchmark silver premium up $72.10 a month (+17.5%) from 2025
- 4 more plans than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $23 a month
Market snapshot
- Residents under 65
- 693,019
- Insurers
- 8
- Plans by metal level
- 43 bronze, 46 silver, 41 gold
- Benchmark silver premium, age 40, before subsidies
- $483.07/mo
- Lowest bronze premium, age 40, before subsidies
- $355.85/mo
- Lowest gold premium, age 40, before subsidies
- $481.60/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 22 plans (Bronze, Silver, Gold)
- CareSource — 21 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 16 plans (Bronze, Silver, Gold)
- Oscar Health Insurance — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Ohio, Inc. — 15 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Classic Standard (29341OH0100050) | Oscar Health Insurance | HMO | $355.85 | $7,500 | $10,000 | 43 |
|---|
| Silver | Silver Classic Standard (29341OH0100052) | Oscar Health Insurance | HMO | $481.93 | $6,000 | $8,900 | 46 |
|---|
| Gold | Gold Classic Standard (29341OH0100053) | Oscar Health Insurance | HMO | $481.60 | $2,000 | $8,200 | 41 |
|---|
One plan per metal level shown, of 130 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Health Insurance) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $378 | $396.13 | $429.02 | $483.07 | $675.09 | $1,025.87 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.