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Marketplace health plans in Licking County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Licking County, Ohio has 97 Marketplace health plans from 6 insurers: 32 bronze, 36 silver, 29 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $538.05 per month; the lowest bronze premium is $397.28.
What changed vs 2025
- Benchmark silver premium up $67.17 a month (+14.3%) from 2025
- 6 more plans than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $33.49 a month
Market snapshot
- Residents under 65
- 150,059
- Insurers
- 6
- Plans by metal level
- 32 bronze, 36 silver, 29 gold
- Benchmark silver premium, age 40, before subsidies
- $538.05/mo
- Lowest bronze premium, age 40, before subsidies
- $397.28/mo
- Lowest gold premium, age 40, before subsidies
- $537.68/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 22 plans (Bronze, Silver, Gold)
- CareSource — 21 plans (Bronze, Silver, Gold)
- Oscar Health Insurance — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Ohio, Inc. — 15 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Classic Standard (29341OH0100050) | Oscar Health Insurance | HMO | $397.28 | $7,500 | $10,000 | 32 |
|---|
| Silver | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (31981OH0020020) | Antidote Health Plan of Ohio, Inc. | HMO | $527.69 | $7,500 | $10,600 | 36 |
|---|
| Gold | Gold Classic Standard (29341OH0100053) | Oscar Health Insurance | HMO | $537.68 | $2,000 | $8,200 | 29 |
|---|
One plan per metal level shown, of 97 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Health Insurance) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $421.02 | $441.22 | $477.85 | $538.05 | $751.92 | $1,142.62 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.