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Marketplace health plans in Lucas County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Lucas County, Ohio has 121 Marketplace health plans from 8 insurers: 42 bronze, 36 silver, 43 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $525.17 per month; the lowest bronze premium is $403.47.
What changed vs 2025
- Benchmark silver premium up $79.48 a month (+17.8%) from 2025
- 5 fewer plans than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $45.49 a month
Market snapshot
- Residents under 65
- 352,809
- Insurers
- 8
- Plans by metal level
- 42 bronze, 36 silver, 43 gold
- Benchmark silver premium, age 40, before subsidies
- $525.17/mo
- Lowest bronze premium, age 40, before subsidies
- $403.47/mo
- Lowest gold premium, age 40, before subsidies
- $570.61/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 22 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Ohio, Inc. — 15 plans (Bronze, Silver, Gold)
- Paramount — 15 plans (Bronze, Silver, Gold)
- CareSource — 13 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (31981OH0020010) | Antidote Health Plan of Ohio, Inc. | HMO | $403.47 | $8,700 | $10,600 | 42 |
|---|
| Silver | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx (31981OH0020020) | Antidote Health Plan of Ohio, Inc. | HMO | $515.22 | $7,500 | $10,600 | 36 |
|---|
| Gold | Clear Gold (41047OH0010067) | Ambetter from Buckeye Health Plan | HMO | $570.61 | $1,200 | $9,150 | 43 |
|---|
One plan per metal level shown, of 121 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $410.93 | $430.65 | $466.41 | $525.17 | $733.92 | $1,115.26 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.