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Marketplace health plans in Monroe County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Monroe County, Ohio has 97 Marketplace health plans from 6 insurers: 32 bronze, 33 silver, 32 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $532.23 per month; the lowest bronze premium is $425.49.
What changed vs 2025
- Benchmark silver premium up $71.69 a month (+15.6%) from 2025
- 13 more plans than 2025
- Lowest bronze premium up $38.09 a month
Market snapshot
- Residents under 65
- 10,089
- Insurers
- 6
- Plans by metal level
- 32 bronze, 33 silver, 32 gold
- Benchmark silver premium, age 40, before subsidies
- $532.23/mo
- Lowest bronze premium, age 40, before subsidies
- $425.49/mo
- Lowest gold premium, age 40, before subsidies
- $521.65/mo
- Lowest silver deductible
- $4,000
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 22 plans (Bronze, Silver, Gold)
- CareSource — 21 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 16 plans (Bronze, Silver, Gold)
- Antidote Health Plan of Ohio, Inc. — 15 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Standard Expanded Bronze (41047OH0010069) | Ambetter from Buckeye Health Plan | HMO | $425.49 | $7,500 | $10,000 | 32 |
|---|
| Silver | Standard Silver (41047OH0010070) | Ambetter from Buckeye Health Plan | HMO | $523.46 | $6,000 | $8,900 | 33 |
|---|
| Gold | Clear Gold (41047OH0010067) | Ambetter from Buckeye Health Plan | HMO | $521.65 | $1,200 | $9,150 | 32 |
|---|
One plan per metal level shown, of 97 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Buckeye Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $416.47 | $436.45 | $472.68 | $532.23 | $743.79 | $1,130.27 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.