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Marketplace health plans in Ross County, OH — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Ross County, Ohio has 61 Marketplace health plans from 4 insurers: 21 bronze, 23 silver, 15 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $635.69 per month; the lowest bronze premium is $485.70.
What changed vs 2026
- Benchmark silver premium up $90.25 a month (+16.5%) from 2026
- 21 fewer plans than 2026
- Insurers entered: MedMutual, Oscar Health Insurance
- Insurers exited: CareSource, MedMutual, Molina Healthcare
- Lowest bronze premium up $9.15 a month
Market snapshot
- Residents under 65
- 62,795
- Insurers
- 4
- Plans by metal level
- 21 bronze, 23 silver, 15 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $635.69/mo
- Lowest bronze premium, age 40, before subsidies
- $485.70/mo
- Lowest gold premium, age 40, before subsidies
- $664.71/mo
- Lowest silver deductible
- $4,000
- Lowest out-of-pocket maximum
- $3,500
Insurers in the county
- Oscar Health Insurance — 20 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 19 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 12 plans (Catastrophic, Bronze, Silver, Gold)
- MedMutual — 10 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MedMutual Catastrophic ON-EX (80627OH0250015) | MedMutual | HMO | $554.06 | $12,000 | $12,000 | 2 |
| Bronze | Bronze Classic 4700 (29341OH0100024) | Oscar Health Insurance | HMO | $485.70 | $4,700 | $12,000 | 21 |
| Silver | Silver Classic Standard (29341OH0100052) | Oscar Health Insurance | HMO | $634.09 | $6,400 | $10,300 | 23 |
| Gold | Gold Classic Standard (29341OH0100053) | Oscar Health Insurance | HMO | $664.71 | $2,500 | $8,600 | 15 |
One plan per metal level shown, of 61 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Health Insurance) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $497.42 | $521.28 | $564.56 | $635.69 | $888.37 | $1,349.96 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.