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Marketplace health plans in Grady County, OK — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Grady County, Oklahoma has 41 Marketplace health plans from 4 insurers: 13 bronze, 14 silver, 13 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $702.27 per month; the lowest bronze premium is $495.40.
What changed vs 2025
- Benchmark silver premium up $119.39 a month (+20.5%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $68.83 a month
Market snapshot
- Residents under 65
- 47,001
- Insurers
- 4
- Plans by metal level
- 13 bronze, 14 silver, 13 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $702.27/mo
- Lowest bronze premium, age 40, before subsidies
- $495.40/mo
- Lowest gold premium, age 40, before subsidies
- $692.16/mo
- Lowest silver deductible
- $1,025
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Blue Cross and Blue Shield of Oklahoma — 13 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
- Mending Health — 6 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Preferred Security PPO℠ 200 (87571OK0350204) | Blue Cross and Blue Shield of Oklahoma | PPO | $913.02 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential (No Referrals) (45480OK0050039) | UnitedHealthcare | HMO | $495.40 | $10,600 | $10,600 | 13 |
|---|
| Silver | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) (58944OK0010003) | Mending Health | HMO | $696.92 | $2,300 | $10,150 | 14 |
|---|
| Gold | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) (58944OK0010006) | Mending Health | HMO | $692.16 | $0 | $8,800 | 13 |
|---|
One plan per metal level shown, of 41 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $549.51 | $575.89 | $623.69 | $702.27 | $981.42 | $1,491.37 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.