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Marketplace health plans in Grady County, OK — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Grady County, Oklahoma has 24 Marketplace health plans from 2 insurers: 7 bronze, 8 silver, 8 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $898.27 per month; the lowest bronze premium is $641.89.
What changed vs 2026
- Benchmark silver premium up $196 a month (+27.9%) from 2026
- 17 fewer plans than 2026
- Insurers exited: Medica, Mending Health
- Lowest bronze premium up $146.49 a month
Market snapshot
- Residents under 65
- 47,001
- Insurers
- 2
- Plans by metal level
- 7 bronze, 8 silver, 8 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $898.27/mo
- Lowest bronze premium, age 40, before subsidies
- $641.89/mo
- Lowest gold premium, age 40, before subsidies
- $896.58/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Oklahoma — 9 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security PPO℠ - HSA (87571OK0350247) | Blue Cross and Blue Shield of Oklahoma | PPO | $712.41 | $12,000 | $12,000 | 1 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) (45480OK0050039) | UnitedHealthcare | HMO | $641.89 | $11,750 | $11,750 | 7 |
| Silver | Blue Advantage Silver PPO℠ - Balance (87571OK0350115) | Blue Cross and Blue Shield of Oklahoma | PPO | $897.86 | $7,000 | $10,700 | 8 |
| Gold | Blue Advantage Gold PPO℠ - Secure (87571OK0350107) | Blue Cross and Blue Shield of Oklahoma | PPO | $896.58 | $1,800 | $7,800 | 8 |
One plan per metal level shown, of 24 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $702.87 | $736.61 | $797.76 | $898.27 | $1,255.33 | $1,907.60 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.