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Marketplace health plans in Ottawa County, OK — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Ottawa County, Oklahoma has 34 Marketplace health plans from 3 insurers: 10 bronze, 11 silver, 11 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $774.96 per month; the lowest bronze premium is $612.18.
What changed vs 2026
- Benchmark silver premium up $138.53 a month (+21.8%) from 2026
- 11 fewer plans than 2026
- Insurers exited: Medica
- Lowest bronze premium up $127.49 a month
Market snapshot
- Residents under 65
- 24,841
- Insurers
- 3
- Plans by metal level
- 10 bronze, 11 silver, 11 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $774.96/mo
- Lowest bronze premium, age 40, before subsidies
- $612.18/mo
- Lowest gold premium, age 40, before subsidies
- $763.24/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- CommunityCare — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Oklahoma — 9 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | CommunityCare Catastrophic (98905OK0130024) | CommunityCare | HMO | $476.70 | $12,000 | $12,000 | 2 |
| Bronze | CommunityCare Expanded Bronze Oklahoma Standardized (98905OK0130050) | CommunityCare | HMO | $612.18 | $7,500 | $12,000 | 10 |
| Silver | CommunityCare Silver Tallgrass (98905OK0130042) | CommunityCare | HMO | $774.81 | $7,200 | $9,200 | 11 |
| Gold | CommunityCare Gold Oklahoma Standardized (98905OK0130047) | CommunityCare | HMO | $763.24 | $2,500 | $8,600 | 11 |
One plan per metal level shown, of 34 plans in the county.
Benchmark silver premium by age
The benchmark plan (CommunityCare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $606.38 | $635.49 | $688.24 | $774.96 | $1,083 | $1,645.72 |
Nearby counties
Agent Tools
Free tools for licensed agents working Ottawa County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.