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Marketplace health plans in Tulsa County, OK — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Tulsa County, Oklahoma has 98 Marketplace health plans from 7 insurers: 32 bronze, 38 silver, 26 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $564.27 per month; the lowest bronze premium is $430.51.
What changed vs 2025
- Benchmark silver premium up $100.41 a month (+21.6%) from 2025
- 13 more plans than 2025
- Lowest bronze premium up $73.67 a month
Market snapshot
- Residents under 65
- 577,828
- Insurers
- 7
- Plans by metal level
- 32 bronze, 38 silver, 26 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $564.27/mo
- Lowest bronze premium, age 40, before subsidies
- $430.51/mo
- Lowest gold premium, age 40, before subsidies
- $571.39/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Blue Cross and Blue Shield of Oklahoma — 22 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter of Oklahoma — 20 plans (Bronze, Silver, Gold)
- CommunityCare — 14 plans (Catastrophic, Bronze, Silver, Gold)
- Oscar Insurance Company — 14 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
- Mending Health — 6 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | CommunityCare Catastrophic (98905OK0130024) | CommunityCare | HMO | $299.03 | $10,600 | $10,600 | 2 |
|---|
| Bronze | Bronze Simple (91908OK0010068) | Oscar Insurance Company | PPO | $430.51 | $9,000 | $10,600 | 32 |
|---|
| Silver | Silver Simple PCP Saver (91908OK0010025) | Oscar Insurance Company | PPO | $562.75 | $5,750 | $8,600 | 38 |
|---|
| Gold | Gold Classic Standard (91908OK0010053) | Oscar Insurance Company | PPO | $571.39 | $2,000 | $8,200 | 26 |
|---|
One plan per metal level shown, of 98 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $441.53 | $462.72 | $501.13 | $564.27 | $788.56 | $1,198.29 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.