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Marketplace health plans in Beaufort County, SC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Beaufort County, South Carolina has 48 Marketplace health plans from 3 insurers: 18 bronze, 14 silver, 15 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $649.07 per month; the lowest bronze premium is $494.36.
What changed vs 2026
- Benchmark silver premium up $64.34 a month (+11.0%) from 2026
- 4 fewer plans than 2026
- Insurers entered: First Choice Next
- Insurers exited: Molina Healthcare
- Lowest bronze premium up $94.61 a month
Market snapshot
- Residents under 65
- 139,856
- Insurers
- 3
- Plans by metal level
- 18 bronze, 14 silver, 15 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $649.07/mo
- Lowest bronze premium, age 40, before subsidies
- $494.36/mo
- Lowest gold premium, age 40, before subsidies
- $677.97/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- BlueCross BlueShield of South Carolina — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 17 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | BlueEssentials Catastrophic 1 (26065SC0390001) | BlueCross BlueShield of South Carolina | EPO | $450.97 | $12,000 | $12,000 | 1 |
| Bronze | Blue Beaufort Bronze 2 (26065SC0740010) | BlueCross BlueShield of South Carolina | HMO | $494.36 | $10,600 | $10,600 | 18 |
| Silver | Streamlined Silver (79222SC0010018) | Ambetter from Absolute Total Care | HMO | $634 | $4,700 | $11,300 | 14 |
| Gold | Signature Gold (79222SC0010033) | Ambetter from Absolute Total Care | HMO | $677.97 | $2,500 | $8,600 | 15 |
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Absolute Total Care) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $507.89 | $532.26 | $576.45 | $649.07 | $907.08 | $1,378.39 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.