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Marketplace health plans in Berkeley County, SC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Berkeley County, South Carolina has 48 Marketplace health plans from 3 insurers: 18 bronze, 14 silver, 15 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $693.92 per month; the lowest bronze premium is $508.92.
What changed vs 2026
- Benchmark silver premium up $137.80 a month (+24.8%) from 2026
- 12 fewer plans than 2026
- Insurers exited: Molina Healthcare
- Lowest bronze premium up $82.10 a month
Market snapshot
- Residents under 65
- 210,187
- Insurers
- 3
- Plans by metal level
- 18 bronze, 14 silver, 15 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $693.92/mo
- Lowest bronze premium, age 40, before subsidies
- $508.92/mo
- Lowest gold premium, age 40, before subsidies
- $671.84/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- BlueCross BlueShield of South Carolina — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 17 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | BlueEssentials Catastrophic 1 (26065SC0390001) | BlueCross BlueShield of South Carolina | EPO | $499.91 | $12,000 | $12,000 | 1 |
| Bronze | First Choice Next Bronze Essential (73107SC0010001) | First Choice Next | HMO | $508.92 | $12,000 | $12,000 | 18 |
| Silver | First Choice Next Silver Essential (73107SC0010008) | First Choice Next | HMO | $664.92 | $5,000 | $12,000 | 14 |
| Gold | First Choice Next Gold Enhanced (73107SC0010009) | First Choice Next | HMO | $671.84 | $1,000 | $10,000 | 15 |
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (First Choice Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $542.99 | $569.04 | $616.28 | $693.92 | $969.76 | $1,473.64 |
Nearby counties
- Dorchester County
- Charleston County
- Williamsburg County
- Clarendon County
- Georgetown County
- Colleton County
Agent Tools
Free tools for licensed agents working Berkeley County.
- Medicare plan intelligence for Berkeley County
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.