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Marketplace health plans in Florence County, SC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Florence County, South Carolina has 66 Marketplace health plans from 5 insurers: 24 bronze, 22 silver, 19 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $691.58 per month; the lowest bronze premium is $529.32.
What changed vs 2026
- Benchmark silver premium up $147.79 a month (+27.2%) from 2026
- 9 more plans than 2026
- Insurers entered: First Choice Next, Oscar Health Plan, Inc.
- Insurers exited: Molina Healthcare
- Lowest bronze premium up $113.35 a month
Market snapshot
- Residents under 65
- 112,310
- Insurers
- 5
- Plans by metal level
- 24 bronze, 22 silver, 19 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $691.58/mo
- Lowest bronze premium, age 40, before subsidies
- $529.32/mo
- Lowest gold premium, age 40, before subsidies
- $698.77/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- BlueCross BlueShield of South Carolina — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 17 plans (Bronze, Silver, Gold)
- Oscar Health Plan, Inc. — 14 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
- InStil Health — 4 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | BlueEssentials Catastrophic 1 (26065SC0390001) | BlueCross BlueShield of South Carolina | EPO | $477.48 | $12,000 | $12,000 | 1 |
| Bronze | First Choice Next Bronze Essential (73107SC0010001) | First Choice Next | HMO | $529.32 | $12,000 | $12,000 | 24 |
| Silver | Streamlined Silver (79222SC0010018) | Ambetter from Absolute Total Care | HMO | $678.04 | $4,700 | $11,300 | 22 |
| Gold | First Choice Next Gold Enhanced (73107SC0010009) | First Choice Next | HMO | $698.77 | $1,000 | $10,000 | 19 |
One plan per metal level shown, of 66 plans in the county.
Benchmark silver premium by age
The benchmark plan (First Choice Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $541.15 | $567.12 | $614.19 | $691.58 | $966.48 | $1,468.66 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.