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Marketplace health plans in Florence County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Florence County, South Carolina has 57 Marketplace health plans from 4 insurers: 15 bronze, 24 silver, 18 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $543.79 per month; the lowest bronze premium is $415.97.
What changed vs 2025
- Benchmark silver premium up $61.70 a month (+12.8%) from 2025
- 11 fewer plans than 2025
- Insurers entered: InStil Health
- Insurers exited: UnitedHealthcare
- Lowest bronze premium up $79.38 a month
Market snapshot
- Residents under 65
- 112,310
- Insurers
- 4
- Plans by metal level
- 15 bronze, 24 silver, 18 gold
- Benchmark silver premium, age 40, before subsidies
- $543.79/mo
- Lowest bronze premium, age 40, before subsidies
- $415.97/mo
- Lowest gold premium, age 40, before subsidies
- $592.20/mo
- Lowest silver deductible
- $5,300
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 31 plans (Bronze, Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
- InStil Health — 5 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue Pee Dee Bronze 2 (26065SC0730010) | BlueCross BlueShield of South Carolina | HMO | $415.97 | $10,600 | $10,600 | 15 |
|---|
| Silver | InHealth Basic 1 (33863SC0010001) | InStil Health | HMO | $542.25 | $6,500 | $10,600 | 24 |
|---|
| Gold | InHealth Basic Plus Standard (33863SC0010004) | InStil Health | HMO | $592.20 | $2,000 | $8,200 | 18 |
|---|
One plan per metal level shown, of 57 plans in the county.
Benchmark silver premium by age
The benchmark plan (InStil Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $425.50 | $445.92 | $482.94 | $543.79 | $759.94 | $1,154.80 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.