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Marketplace health plans in Laurens County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Laurens County, South Carolina has 65 Marketplace health plans from 4 insurers: 24 bronze, 24 silver, 17 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $588.11 per month; the lowest bronze premium is $416.57.
What changed vs 2025
- Benchmark silver premium up $130.72 a month (+28.6%) from 2025
- 11 fewer plans than 2025
- Insurers exited: Molina Healthcare
- Lowest bronze premium up $45.03 a month
Market snapshot
- Residents under 65
- 55,510
- Insurers
- 4
- Plans by metal level
- 24 bronze, 24 silver, 17 gold
- Benchmark silver premium, age 40, before subsidies
- $588.11/mo
- Lowest bronze premium, age 40, before subsidies
- $416.57/mo
- Lowest gold premium, age 40, before subsidies
- $608.11/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 31 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue Reedy Bronze 2 (26065SC0710010) | BlueCross BlueShield of South Carolina | HMO | $416.57 | $10,600 | $10,600 | 24 |
|---|
| Silver | Standard Silver (79222SC0010032) | Ambetter from Absolute Total Care | HMO | $581.72 | $6,000 | $8,900 | 24 |
|---|
| Gold | Standard Gold (79222SC0010033) | Ambetter from Absolute Total Care | HMO | $608.11 | $2,000 | $8,200 | 17 |
|---|
One plan per metal level shown, of 65 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Absolute Total Care) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $460.19 | $482.27 | $522.31 | $588.11 | $821.89 | $1,248.94 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.