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Marketplace health plans in Minnehaha County, SD — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Minnehaha County, South Dakota has 36 Marketplace health plans from 2 insurers: 12 bronze, 14 silver, 10 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $566.89 per month; the lowest bronze premium is $438.63.
What changed vs 2026
- Benchmark silver premium up $52.52 a month (+10.2%) from 2026
- 5 fewer plans than 2026
- Lowest bronze premium up $32.23 a month
Market snapshot
- Residents under 65
- 174,983
- Insurers
- 2
- Plans by metal level
- 12 bronze, 14 silver, 10 gold
- Benchmark silver premium, age 40, before subsidies
- $566.89/mo
- Lowest bronze premium, age 40, before subsidies
- $438.63/mo
- Lowest gold premium, age 40, before subsidies
- $602/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Avera Health Plans — 20 plans (Bronze, Silver, Gold)
- Sanford Health Plan — 16 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | DirectConnect Standard $7500 HSA Eligible HDHP (60536SD0060021) | Avera Health Plans | HMO | $438.63 | $7,500 | $12,000 | 12 |
| Silver | DirectConnect Standard $6400 (60536SD0060018) | Avera Health Plans | HMO | $561.12 | $6,400 | $10,300 | 14 |
| Gold | \rSanford Individual TRUE Standardized $2,500 (31195SD0080028) | Sanford Health Plan | HMO | $602 | $2,500 | $8,600 | 10 |
One plan per metal level shown, of 36 plans in the county.
Benchmark silver premium by age
The benchmark plan (Avera Health Plans) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $443.59 | $464.87 | $503.46 | $566.89 | $792.23 | $1,203.88 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.