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Marketplace health plans in DeKalb County, TN — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, DeKalb County, Tennessee has 49 Marketplace health plans from 3 insurers: 16 bronze, 18 silver, 15 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $824.35 per month; the lowest bronze premium is $577.91.
What changed vs 2026
- Benchmark silver premium up $30.55 a month (+3.8%) from 2026
- 9 more plans than 2026
- Lowest bronze premium up $25.39 a month
Market snapshot
- Residents under 65
- 17,026
- Insurers
- 3
- Plans by metal level
- 16 bronze, 18 silver, 15 gold
- Benchmark silver premium, age 40, before subsidies
- $824.35/mo
- Lowest bronze premium, age 40, before subsidies
- $577.91/mo
- Lowest gold premium, age 40, before subsidies
- $821.51/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Ambetter of Tennessee — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 16 plans (Bronze, Silver, Gold)
- BlueCross BlueShield of Tennessee — 14 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | BlueCross B15E HSA + $0 virtual care from Teladoc Health® (14002TN0400374) | BlueCross BlueShield of Tennessee | EPO | $577.91 | $11,700 | $11,700 | 16 |
| Silver | Streamlined Silver (70111TN0110022) | Ambetter of Tennessee | EPO | $805.80 | $4,700 | $11,300 | 18 |
| Gold | Signature Gold (70111TN0110035) | Ambetter of Tennessee | EPO | $821.51 | $2,500 | $8,600 | 15 |
One plan per metal level shown, of 49 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter of Tennessee) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $645.04 | $675.99 | $732.11 | $824.35 | $1,152.02 | $1,750.61 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.