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Marketplace health plans in Giles County, TN — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Giles County, Tennessee has 55 Marketplace health plans from 4 insurers: 21 bronze, 20 silver, 14 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $780.84 per month; the lowest bronze premium is $566.54.
What changed vs 2025
- Benchmark silver premium up $197.52 a month (+33.9%) from 2025
- 2 fewer plans than 2025
- Lowest bronze premium up $118.59 a month
Market snapshot
- Residents under 65
- 24,157
- Insurers
- 4
- Plans by metal level
- 21 bronze, 20 silver, 14 gold
- Benchmark silver premium, age 40, before subsidies
- $780.84/mo
- Lowest bronze premium, age 40, before subsidies
- $566.54/mo
- Lowest gold premium, age 40, before subsidies
- $747.84/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter of Tennessee — 16 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 15 plans (Bronze, Silver, Gold)
- BlueCross BlueShield of Tennessee — 12 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 12 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Simple (23552TN0020068) | Oscar Insurance Company | EPO | $566.54 | $9,000 | $10,600 | 21 |
|---|
| Silver | Silver Classic Standard (23552TN0020052) | Oscar Insurance Company | EPO | $779.04 | $6,000 | $8,900 | 20 |
|---|
| Gold | Gold Classic Standard (23552TN0020053) | Oscar Insurance Company | EPO | $747.84 | $2,000 | $8,200 | 14 |
|---|
One plan per metal level shown, of 55 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $611 | $640.32 | $693.47 | $780.84 | $1,091.23 | $1,658.23 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.