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Marketplace health plans in Dallas County, TX — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Dallas County, Texas has 137 Marketplace health plans from 8 insurers: 32 bronze, 51 silver, 49 gold, 5 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $747.93 per month; the lowest bronze premium is $504.85.

What changed vs 2026

  • Benchmark silver premium up $77.10 a month (+11.5%) from 2026
  • 1 fewer plan than 2026
  • Insurers entered: Harbor Health
  • Insurers exited: Baylor Scott and White Health Plan, Cigna Healthcare
  • Lowest bronze premium up $71.71 a month

Market snapshot

Residents under 65
2,312,124
Insurers
8
Plans by metal level
32 bronze, 51 silver, 49 gold, 5 catastrophic
Benchmark silver premium, age 40, before subsidies
$747.93/mo
Lowest bronze premium, age 40, before subsidies
$504.85/mo
Lowest gold premium, age 40, before subsidies
$633.63/mo
Lowest silver deductible
$1,850
Lowest out-of-pocket maximum
$5,000

Insurers in the county

  • Oscar Insurance Company — 28 plans (Bronze, Silver, Gold)
  • Ambetter from Superior HealthPlan — 24 plans (Bronze, Silver, Gold)
  • Blue Cross and Blue Shield of Texas — 23 plans (Catastrophic, Bronze, Silver, Gold)
  • WellPoint — 23 plans (Catastrophic, Bronze, Silver, Gold)
  • UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
  • Molina Healthcare — 12 plans (Silver, Gold)
  • Imperial Insurance Companies, Inc. — 8 plans (Catastrophic, Bronze, Silver, Gold)
  • Harbor Health — 4 plans (Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicWellpoint Essential Catastrophic HSA (+ Incentives) (47501TX0040006)WellPointHMO$471.30$12,000$12,0005
BronzeMyBlue Health Bronze℠ - Standard HSA (33602TX0461159)Blue Cross and Blue Shield of TexasHMO$504.85$7,500$12,00032
SilverStreamlined VALUE Silver (87226TX0060015)Ambetter from Superior HealthPlanHMO$746.57$4,700$11,30051
GoldGold Elite Saver Plus Guided Care (20069TX0510113)Oscar Insurance CompanyHMO$633.63$0$11,75049

One plan per metal level shown, of 137 plans in the county.

Benchmark silver premium by age

The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$585.24$613.32$664.24$747.93$1,045.22$1,588.32

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.