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Marketplace health plans in El Paso County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, El Paso County, Texas has 145 Marketplace health plans from 8 insurers: 41 bronze, 50 silver, 49 gold, 5 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $759.52 per month; the lowest bronze premium is $458.90.
What changed vs 2026
- Benchmark silver premium up $165.99 a month (+28.0%) from 2026
- 35 more plans than 2026
- Insurers entered: Antidote Health of TX, Harbor Health
- Insurers exited: Cigna Healthcare
- Lowest bronze premium up $83.17 a month
Market snapshot
- Residents under 65
- 756,608
- Insurers
- 8
- Plans by metal level
- 41 bronze, 50 silver, 49 gold, 5 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $759.52/mo
- Lowest bronze premium, age 40, before subsidies
- $458.90/mo
- Lowest gold premium, age 40, before subsidies
- $618.77/mo
- Lowest silver deductible
- $1,850
- Lowest out-of-pocket maximum
- $5,000
Insurers in the county
- Oscar Insurance Company — 28 plans (Bronze, Silver, Gold)
- Antidote Health of TX — 27 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Texas — 23 plans (Catastrophic, Bronze, Silver, Gold)
- WellPoint — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 17 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 8 plans (Catastrophic, Bronze, Silver, Gold)
- Harbor Health — 4 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) (47501TX0040006) | WellPoint | HMO | $464.49 | $12,000 | $12,000 | 5 |
| Bronze | Bronze Essential Unlimited $0 Antidote PCP/Urgent Virtual Visits (11819TX0030060) | Antidote Health of TX | EPO | $458.90 | $8,700 | $12,000 | 41 |
| Silver | MyBlue Health Silver℠ - Standard (33602TX0461174) | Blue Cross and Blue Shield of Texas | HMO | $701.48 | $6,400 | $10,300 | 50 |
| Gold | MyBlue Health Gold℠ - Standard (33602TX0461167) | Blue Cross and Blue Shield of Texas | HMO | $618.77 | $2,500 | $8,600 | 49 |
One plan per metal level shown, of 145 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $594.32 | $622.83 | $674.54 | $759.52 | $1,061.43 | $1,612.95 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.