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Marketplace health plans in Fort Bend County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Fort Bend County, Texas has 107 Marketplace health plans from 6 insurers: 27 bronze, 42 silver, 36 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $648.75 per month; the lowest bronze premium is $430.06.
What changed vs 2025
- Benchmark silver premium up $182.06 a month (+39.0%) from 2025
- 4 fewer plans than 2025
- Insurers exited: Aetna CVS Health, Molina Healthcare
- Lowest bronze premium up $28.14 a month
Market snapshot
- Residents under 65
- 781,478
- Insurers
- 6
- Plans by metal level
- 27 bronze, 42 silver, 36 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $648.75/mo
- Lowest bronze premium, age 40, before subsidies
- $430.06/mo
- Lowest gold premium, age 40, before subsidies
- $554.92/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,000
Insurers in the county
- Oscar Insurance Company — 23 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Texas — 22 plans (Catastrophic, Bronze, Silver, Gold)
- WellPoint — 21 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 18 plans (Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Community Health Choice — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Wellpoint Essential Catastrophic (+ Incentives) (47501TX0040006) | WellPoint | HMO | $451.99 | $10,600 | $10,600 | 2 |
|---|
| Bronze | MyBlue Health Bronze℠ Standard (33602TX0461212) | Blue Cross and Blue Shield of Texas | HMO | $430.06 | $7,500 | $10,000 | 27 |
|---|
| Silver | Silver Simple Guided Care (20069TX0510066) | Oscar Insurance Company | HMO | $647.14 | $6,300 | $9,300 | 42 |
|---|
| Gold | Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) (27248TX0010028) | Community Health Choice | HMO | $554.92 | $2,000 | $9,200 | 36 |
|---|
One plan per metal level shown, of 107 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $507.63 | $531.99 | $576.16 | $648.75 | $906.62 | $1,377.70 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.