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Marketplace health plans in Fort Bend County, TX — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Fort Bend County, Texas has 137 Marketplace health plans from 7 insurers: 36 bronze, 51 silver, 46 gold, 4 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $668.80 per month; the lowest bronze premium is $475.81.

What changed vs 2026

  • Benchmark silver premium up $20.05 a month (+3.1%) from 2026
  • 30 more plans than 2026
  • Insurers entered: Harbor Health
  • Lowest bronze premium up $45.75 a month

Market snapshot

Residents under 65
781,478
Insurers
7
Plans by metal level
36 bronze, 51 silver, 46 gold, 4 catastrophic
Benchmark silver premium, age 40, before subsidies
$668.80/mo
Lowest bronze premium, age 40, before subsidies
$475.81/mo
Lowest gold premium, age 40, before subsidies
$600.03/mo
Lowest silver deductible
$0
Lowest out-of-pocket maximum
$5,000

Insurers in the county

  • Oscar Insurance Company — 28 plans (Bronze, Silver, Gold)
  • UnitedHealthcare — 27 plans (Bronze, Silver, Gold)
  • Ambetter from Superior HealthPlan — 24 plans (Bronze, Silver, Gold)
  • Blue Cross and Blue Shield of Texas — 23 plans (Catastrophic, Bronze, Silver, Gold)
  • WellPoint — 23 plans (Catastrophic, Bronze, Silver, Gold)
  • Community Health Choice — 8 plans (Bronze, Silver, Gold)
  • Harbor Health — 4 plans (Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicWellpoint Essential Catastrophic HSA (+ Incentives) (47501TX0040006)WellPointHMO$492.30$12,000$12,0004
BronzeSignature Expanded Bronze (29418TX0140086)Ambetter from Superior HealthPlanEPO$475.81$7,500$12,00036
SilverStreamlined VALUE Silver (87226TX0100015)Ambetter from Superior HealthPlanHMO$656.39$4,700$11,30051
GoldSignature Gold VALUE (87226TX0100012)Ambetter from Superior HealthPlanHMO$600.03$2,500$8,60046

One plan per metal level shown, of 137 plans in the county.

Benchmark silver premium by age

The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$523.32$548.43$593.96$668.80$934.64$1,420.28

Nearby counties

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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.

About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.