Home › Agent Hub › Agent Tools › Marketplace plans by county › Texas › Grayson County
Agent Tools
Marketplace health plans in Grayson County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Grayson County, Texas has 57 Marketplace health plans from 4 insurers: 10 bronze, 22 silver, 24 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $739.33 per month; the lowest bronze premium is $555.83.
What changed vs 2025
- Benchmark silver premium up $169.84 a month (+29.8%) from 2025
- 14 more plans than 2025
- Insurers entered: Molina Healthcare
- Lowest bronze premium up $97.67 a month
Market snapshot
- Residents under 65
- 117,461
- Insurers
- 4
- Plans by metal level
- 10 bronze, 22 silver, 24 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $739.33/mo
- Lowest bronze premium, age 40, before subsidies
- $555.83/mo
- Lowest gold premium, age 40, before subsidies
- $627.81/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Cross and Blue Shield of Texas — 19 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0460673) | Blue Cross and Blue Shield of Texas | HMO | $562.83 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40220TX0080045) | UnitedHealthcare | HMO | $555.83 | $10,600 | $10,600 | 10 |
|---|
| Silver | Molina Silver Saver with Four Free PCP Visits (45786TX0020012) | Molina Healthcare | HMO | $731.49 | $7,000 | $10,150 | 22 |
|---|
| Gold | Molina Gold Saver 750 (45786TX0020013) | Molina Healthcare | HMO | $627.81 | $750 | $9,400 | 24 |
|---|
One plan per metal level shown, of 57 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $578.50 | $606.27 | $656.60 | $739.33 | $1,033.21 | $1,570.06 |
Nearby counties
Agent Tools
Free tools for licensed agents working Grayson County.
Get free agent tools
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.