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Marketplace health plans in Henderson County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Henderson County, Texas has 45 Marketplace health plans from 3 insurers: 10 bronze, 17 silver, 17 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $683.75 per month; the lowest bronze premium is $496.48.
What changed vs 2025
- Benchmark silver premium up $184.22 a month (+36.9%) from 2025
- 2 more plans than 2025
- Lowest bronze premium up $125.15 a month
Market snapshot
- Residents under 65
- 65,726
- Insurers
- 3
- Plans by metal level
- 10 bronze, 17 silver, 17 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $683.75/mo
- Lowest bronze premium, age 40, before subsidies
- $496.48/mo
- Lowest gold premium, age 40, before subsidies
- $621.96/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Cross and Blue Shield of Texas — 19 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0460675) | Blue Cross and Blue Shield of Texas | HMO | $523.44 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40220TX0080045) | UnitedHealthcare | HMO | $496.48 | $10,600 | $10,600 | 10 |
|---|
| Silver | Standard Silver (29418TX0140108) | Ambetter from Superior HealthPlan | EPO | $680.26 | $6,000 | $8,900 | 17 |
|---|
| Gold | Standard Gold (29418TX0140109) | Ambetter from Superior HealthPlan | EPO | $621.96 | $2,000 | $8,200 | 17 |
|---|
One plan per metal level shown, of 45 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $535.03 | $560.70 | $607.25 | $683.75 | $955.54 | $1,452.04 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.