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Marketplace health plans in La Salle County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, La Salle County, Texas has 45 Marketplace health plans from 3 insurers: 16 bronze, 13 silver, 14 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $820.75 per month; the lowest bronze premium is $522.40.
What changed vs 2026
- Benchmark silver premium up $109.45 a month (+15.4%) from 2026
- 3 more plans than 2026
- Lowest bronze premium up $67.28 a month
Market snapshot
- Residents under 65
- 5,742
- Insurers
- 3
- Plans by metal level
- 16 bronze, 13 silver, 14 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $820.75/mo
- Lowest bronze premium, age 40, before subsidies
- $522.40/mo
- Lowest gold premium, age 40, before subsidies
- $692.38/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 14 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security HMO℠ - HSA (33602TX0460672) | Blue Cross and Blue Shield of Texas | HMO | $648.15 | $12,000 | $12,000 | 2 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064) | Oscar Insurance Company | EPO | $522.40 | $9,000 | $12,000 | 16 |
| Silver | Silver Classic Standard (20069TX0100052) | Oscar Insurance Company | EPO | $818.81 | $6,400 | $10,300 | 13 |
| Gold | Gold Elite Saver Plus (20069TX0100056) | Oscar Insurance Company | EPO | $692.38 | $0 | $11,750 | 14 |
One plan per metal level shown, of 45 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $642.22 | $673.04 | $728.91 | $820.75 | $1,146.99 | $1,742.96 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.