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Marketplace health plans in McLennan County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, McLennan County, Texas has 40 Marketplace health plans from 2 insurers: 10 bronze, 14 silver, 13 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $739.99 per month; the lowest bronze premium is $510.01.
What changed vs 2026
- Benchmark silver premium up $15.63 a month (+2.2%) from 2026
- 4 fewer plans than 2026
- Insurers exited: Baylor Scott and White Health Plan
- Lowest bronze premium up $39.54 a month
Market snapshot
- Residents under 65
- 225,296
- Insurers
- 2
- Plans by metal level
- 10 bronze, 14 silver, 13 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $739.99/mo
- Lowest bronze premium, age 40, before subsidies
- $510.01/mo
- Lowest gold premium, age 40, before subsidies
- $664.85/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Cross and Blue Shield of Texas — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 17 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MyBlue Health Security℠ - HSA (33602TX0461234) | Blue Cross and Blue Shield of Texas | HMO | $547.29 | $12,000 | $12,000 | 3 |
| Bronze | Signature Expanded Bronze (29418TX0140086) | Ambetter from Superior HealthPlan | EPO | $510.01 | $7,500 | $12,000 | 10 |
| Silver | Streamlined Silver (29418TX0140087) | Ambetter from Superior HealthPlan | EPO | $726.29 | $4,700 | $11,300 | 14 |
| Gold | Signature Gold (29418TX0140109) | Ambetter from Superior HealthPlan | EPO | $664.85 | $2,500 | $8,600 | 13 |
One plan per metal level shown, of 40 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $579.03 | $606.82 | $657.19 | $739.99 | $1,034.14 | $1,571.47 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.