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Marketplace health plans in Milam County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Milam County, Texas has 64 Marketplace health plans from 4 insurers: 20 bronze, 21 silver, 21 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $703.58 per month; the lowest bronze premium is $468.09.
What changed vs 2026
- Benchmark silver premium up $38.74 a month (+5.8%) from 2026
- 3 fewer plans than 2026
- Insurers exited: Baylor Scott and White Health Plan
- Lowest bronze premium up $54.37 a month
Market snapshot
- Residents under 65
- 19,979
- Insurers
- 4
- Plans by metal level
- 20 bronze, 21 silver, 21 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $703.58/mo
- Lowest bronze premium, age 40, before subsidies
- $468.09/mo
- Lowest gold premium, age 40, before subsidies
- $620.39/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Blue Cross and Blue Shield of Texas — 18 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 17 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 14 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security HMO℠ - HSA (33602TX0460659) | Blue Cross and Blue Shield of Texas | HMO | $616.58 | $12,000 | $12,000 | 2 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064) | Oscar Insurance Company | EPO | $468.09 | $9,000 | $12,000 | 20 |
| Silver | Streamlined Silver (29418TX0140087) | Ambetter from Superior HealthPlan | EPO | $690.56 | $4,700 | $11,300 | 21 |
| Gold | Gold Elite Saver Plus (20069TX0100056) | Oscar Insurance Company | EPO | $620.39 | $0 | $11,750 | 21 |
One plan per metal level shown, of 64 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $550.55 | $576.96 | $624.86 | $703.58 | $983.26 | $1,494.15 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.