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Marketplace health plans in Nacogdoches County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Nacogdoches County, Texas has 42 Marketplace health plans from 3 insurers: 9 bronze, 16 silver, 16 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $648.23 per month; the lowest bronze premium is $444.27.
What changed vs 2025
- Benchmark silver premium up $181.27 a month (+38.8%) from 2025
- 7 fewer plans than 2025
- Insurers exited: Oscar Insurance Company
- Lowest bronze premium up $81.05 a month
Market snapshot
- Residents under 65
- 54,920
- Insurers
- 3
- Plans by metal level
- 9 bronze, 16 silver, 16 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $648.23/mo
- Lowest bronze premium, age 40, before subsidies
- $444.27/mo
- Lowest gold premium, age 40, before subsidies
- $589.65/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0460657) | Blue Cross and Blue Shield of Texas | HMO | $437.65 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Blue Advantage Bronze HMO℠ Standard (33602TX0461035) | Blue Cross and Blue Shield of Texas | HMO | $444.27 | $7,500 | $10,000 | 9 |
|---|
| Silver | Standard Silver (29418TX0140108) | Ambetter from Superior HealthPlan | EPO | $644.93 | $6,000 | $8,900 | 16 |
|---|
| Gold | Standard Gold (29418TX0140109) | Ambetter from Superior HealthPlan | EPO | $589.65 | $2,000 | $8,200 | 16 |
|---|
One plan per metal level shown, of 42 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $507.24 | $531.57 | $575.70 | $648.23 | $905.91 | $1,376.61 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.