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Marketplace health plans in San Patricio County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, San Patricio County, Texas has 45 Marketplace health plans from 3 insurers: 14 bronze, 13 silver, 15 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $780.07 per month; the lowest bronze premium is $474.37.
What changed vs 2026
- Benchmark silver premium up $85.36 a month (+12.3%) from 2026
- 1 more plan than 2026
- Lowest bronze premium up $45.17 a month
Market snapshot
- Residents under 65
- 59,344
- Insurers
- 3
- Plans by metal level
- 14 bronze, 13 silver, 15 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $780.07/mo
- Lowest bronze premium, age 40, before subsidies
- $474.37/mo
- Lowest gold premium, age 40, before subsidies
- $633.54/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- CHRISTUS Health Plan — 14 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | CHRISTUS Catastrophic (3 Free PCP visits) (66252TX0380100) | CHRISTUS Health Plan | HMO | $460.59 | $12,000 | $12,000 | 3 |
| Bronze | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) (66252TX0380001) | CHRISTUS Health Plan | HMO | $474.37 | $7,500 | $12,000 | 14 |
| Silver | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) (66252TX0380008) | CHRISTUS Health Plan | HMO | $758.87 | $6,400 | $10,300 | 13 |
| Gold | CHRISTUS Standard Gold ($0 Virtual Urgent Care) (66252TX0380013) | CHRISTUS Health Plan | HMO | $633.54 | $2,500 | $8,600 | 15 |
One plan per metal level shown, of 45 plans in the county.
Benchmark silver premium by age
The benchmark plan (CHRISTUS Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $610.38 | $639.68 | $692.79 | $780.07 | $1,090.14 | $1,656.58 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.